Figo Pet Insurance offers comprehensive insurance coverage. It also allows you to choose between one of three annual benefits options: Preferred, Essential or Ultimate. You can also choose optional wellness programs to cover regular blood work and vaccinations. Figo's "Pet Cloud", a mobile app that lets you manage your pet's health, costs a minimal monthly fee. With the app, you can access a variety of features, including a medical record view, emergency care advice, and reminders of upcoming appointments.
Fill out the online application to get Figo's pet insurance. In order to enroll in Figo pet insurance, you will need to fill out an online application. Optionally, you can pay an upfront deductible to reduce your premium. You can waive your deductible by submitting a vet's request form. Figo provides a 30-day moneyback guarantee. This guarantees that you will have the opportunity to file a claim within the policy's first year.
There are no limits to how many claims you may file. However, Figo does require the visit of a licensed veterinarian. You must also upload any medical records. Your claim will be processed by the insurer within three business days. Most claims can be settled in under three business days.
Figo has been made available in all 50 States. Customers can choose between a $100 and $1500 deductible, depending on what plan they have chosen. The deductible is reduced $50 for each year your pet has been covered without filing a claim. Figo also offers a 5% discount for multiple animals. You will not be covered if your pet turns eighteen weeks old by the time you purchase a policy.
Figo offers a GPS collar for pets that can be used to track them. It is ideal for pets that are roaming around. Figo covers the cost of boarding and third-party property damages up to $10,000 per policy in case your pet is stolen.
Figo policies provide coverage for all major illnesses and injuries. These policies include hospitalization, emergency treatment, and specialized treatments. They also cover routine and emergency dental care. Some plans can be paired with an extra package, which covers third party property damage up to 10,000.
Figo also covers hereditary disorders. According to the insurer's website, hereditary conditions are conditions that have been passed down from one generation to another. However, you will need to check with customer service to verify if your pet is eligible. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company offers an electronic filing/tracking platform, making it easy for customers to submit claims. Users can also access a list of recommended pet-friendly locations through the app.
The Figo Pet Cloud is extremely popular. The app allows you to communicate with a live veterinarian, and you can choose from several reimbursement rates. You can also access urgent care advice via the app. The app can be used to submit a claim and the company will pay it electronically.