Healthy Paws Pet Insurance offers a simple plan that covers up to 90% for your pet's medical expenses. This plan doesn't have any lifetime, annual, per-incident payout caps. But there are some limitations to the plan, including the lack of coverage for preexisting conditions. These are some of the important points you need to remember when looking for pet insurance.
Exclusions
Many common medical expenses are not covered by Healthy Paws pet insurance. Some medical conditions, such as behavioral modifications, therapy and elective procedures, may not be covered by Healthy Paws pet insurance. Pre-existing condition are also not covered. For complete details, consult your policy documents.
Healthy Paws insurance does not cover pre-existing conditions, anal gland expression, or elective procedures. It does however cover dental care, including extractions and reconstructive surgery.
Limitations to coverage
Healthy Paws is a policy that offers pet insurance with a range. For example, the insurer may not pay for a hip examination if your pet has a pre-existing condition. You may find it more beneficial to purchase an additional wellness plan from a different provider in such cases.
In addition to the aforementioned limitations, Healthy Paws also excludes routine veterinary care costs and preventative care. You'll need to pay out-of-pocket costs for routine veterinary care, such as annual checkups and spay/neuter procedures. A 12-month waiting time is required before benefits are paid for hip dysplasia.
Cost of coverage
The price of Healthy Paws pet insurance depends on which plan you choose. The company offers coverage for dental disease and hip dysplasia. However, you should keep in mind that pre-existing conditions may not be covered under the plan. However, you can adjust your monthly premiums and the deductible.
Healthy Paws pet insurance for cats is cheaper than traditional cat insurance. Young cats can get monthly coverage starting at $15 per mo. Insurance for older cats can be as high as $90 per calendar month. Although coverage is available for pets up to 14 years of age, the company's reimbursement percentage is very limited. The cost of the procedure may not be covered for older pets.
Review of healthy Paws pet insurance
If you choose a pet insurance plan, ensure it covers all medical costs, including any diagnostic tests. Healthy Paws is a highly-rated insurance provider that has a good reputation and provides excellent customer service. The Better Business Bureau has also awarded the company accreditation. A recent review of Healthy Paws found that customers were highly satisfied with the company's coverage, claims process, and premiums.
Healthy Paws claims processing is fast and efficient with no waiting period. Customers can obtain an instant online quote and choose the deductible or reimbursement level that they prefer. Customers can then purchase a policy online.