ASPCA's reputation as the oldest pet-insurance provider in America is excellent. It also offers a range of plan options ranging from accident coverage only to complete coverage. ASPCA provides a 10% reduction on multiple pet policies.
ASPCA offers a variety of pet insurance plans, including those that cover illness, accidents, and preventative measures. The most comprehensive option is the Complete Coverage(sm) plan, which includes accident and illness benefits as well as wellness add-ons.
The Complete Coverage Plan reimburses you for unexpected vet fees after you've met your deductible. You can choose a deductible, reimbursement percentage, and maximum payout amount.
If you choose a $100 deductible, you will be required to pay that amount in order to receive reimbursement for claims you make during the period of your policy. On the other side, if you set your $500 deductible you will receive reimbursement for any claims made after this amount has been reached.
Preventative Care Plans
You'll get reimbursed for your regular vet visits, vaccinations, and screenings with ASPCA preventive care plans. This is a great way to help prevent expensive, life-threatening illnesses and other health issues from developing.
This is a great benefit, as most other plans require a deductible or waiting period before they'll pay for preventive visits. In contrast, ASPCA's preventive care plans have no deductibles and no waiting periods, making them a good choice for people with pets that might be prone to serious conditions.
You can manage your account on the ASPCA app and website, track and submit claims, and keep track of your pet's medical records. It has a local veterinarian finder, which allows you to look for nearby vets.
Crum & Forster Pet Insurance Group underwrites the ASPCA pet health insurance. They have an A+ rating from the Better Business Bureau, and a 4.3 rating out of 5 on TrustPilot. Both cats and canines are covered by its insurance policies, and the ASPCA Healthy Pet Deductible automatically lowers their annual deductible for each year in which they do not receive a refund.
The insurance also offers a 10% off for enrolling multiple pets. ASPCA provides a quick quote and a free example policy.
Requesting a quote
To get a quote, visit the ASPCA's website and fill out an online form. Your premium can be customized based on age, location and gender of your pet.
The ASPCA has a website that offers a lot of additional information about pet's health. This includes breed-specific tools and comparing them. A mobile app is also available that allows you to search for a vet in your locality, pay bills and submit claim forms. The app can be downloaded for free from either the Apple App Store, or Google Play Store.