Pet insurance is a great way to ensure your dog or cat receives the veterinary care they need. It can also save you money in the long run by helping you avoid costly out-of-pocket veterinary expenses.
Wisconsin Pet, WI State Cat
Getting a pet is one of the best things you can do for yourself and your family. You will have a companion for life, and you will be able to share your experiences with them and watch them grow as they learn to trust you and understand how important they are.
Pets can be stressful, especially if you don't understand how to take care of them or have no experience. Pet insurance can help manage stress so that you can concentrate on the well-being of your pet instead of worrying about finances.
If you compare prices, you will find that pet insurance is affordable. To get an idea of the average cost of pet insurance, we collected quotes from a variety of providers across the state, including Madison, Milwaukee and Green Bay.
Rates vary depending on how old your cat or dog is, what breed it is and how much money you're willing pay. For example, the cost of a Goldendoodle 1 year old in Milwaukee is approximately $17 for $10k coverage. This includes 80% reimbursement with a $250 deductible.
You can reduce your insurance costs by selecting a policy with a higher annual maximum or one without copayments. These deductibles usually range from $50-$1,000 and must be paid for out of pocket during the first policy year.
Embrace
Embrace, a leading pet insurance company in Wisconsin, offers five deductibles and a Healthy Pet deductible that reduces your deductible every year you do not file a claim. Its accident and illness plan covers chronic conditions, dental trauma, genetic conditions, prescription drugs, cancer, exam fees, allergy testing and more.
Also covered are emergency visits, issues related to pregnancy, maternity, and surgery. This company offers many wellness riders as well as preventative services and care to keep your pet healthy.
The health of your dog or cat could be drastically affected by a single event. Most common health issues include cancer, allergies, heartworms, fleas and ticks and allergy. In most cases, these issues are easily treated by veterinarians.
However, some of the issues may be more serious. They could require surgery. Pet insurance is a great idea as soon as your new family pet arrives.
Most insurance companies will not cover pre-existing conditions. The most common health problems that are excluded from coverage include diabetes, cancer, heart disease, and kidney diseases.