Embrace, an Ohio-based provider of pet insurance, offers personalized pet insurance. They offer several unique features, such as a declining policy deductible for routine and preventative health care. They also have a Wellness Rewards program that rewards your pet for routine and preventative care. The company is a member of the North American Pet Health Insurance Association.
Embrace provides customizable plans
An Embrace policy for pet insurance can offer coverage for your pet, your budget and both. This insurer reviews the medical records of your pet and will inform you if it has any preexisting conditions. The policy also includes a money-back guarantee after the first 30 day. If you own more than one pet, your monthly premiums can be reduced.
Embrace offers customizable plans that can be customized for dogs and cats. You can adjust your pet's age and breed to alter the coverage amount. You can also decide on your deductible amount, and the percentage of reimbursement. You can also customize your plan to meet your needs.
There is a two-day waiting time for accidents
Consumers must submit a full year of vet records and the birth date for Embrace pet insurance plans. This allows the insurance company adjust the premium according to the pet's age and breed. To qualify for accident coverage, pets must also be at least fifteen years old.
In addition to the two-day waiting period, Embrace allows pet owners to take their pet to any veterinarian in all 50 states. The insurance company reimburses clients within 10 days for the services received. The policy does not exclude breeds, so a dog or cat with a history of bilateral conditions is more likely to experience the same condition in the future.
It offers a six-month waiting period for canine orthopedic conditions
Embrace pet insurance covers certain canine orthopedic conditions. This includes hip dysplasia. There is a six-month waiting window. It is possible to waive this condition and reduce the waiting time. Your dog must be examined by a veterinarian to qualify for the waiver. Your veterinarian will complete a veterinary Orthopedic Report Card, which you can submit to Embrace. If your exam meets the requirements of Embrace, you will be reimbursed for the cost.
There are many waiting periods for pet insurance companies. It is important to know what your waiting period is before you enroll. For example, some companies have a four-day waiting period for accidents or illnesses. Others have a waiting period of 14 days. Embrace charges a six-month waiting time for canine orthopedic conditions. If your dog has had a veterinary examination in the past six weeks, however, the fee can be waived.
It is affordable
Embrace Insurance offers a wide range of options and is affordable. Your pet's breed, age, size, and gender will determine your monthly premiums. You may be able to reduce the cost of your policy by enrolling for the Healthy Pet Deductible. This plan can help you avoid unnecessary financial burdens when it comes to pet care as well as medical expenses.
Embrace covers dogs and cats aged under 14. This type is available for older pets and does not require renewal. The policy covers congenital and breed-specific conditions as well as pre-existing conditions which have been in remission for at least one year. Embrace also covers rehabilitation and alternative therapies. Embrace also offers plans that offer shorter waiting times for certain illnesses and accidents.