AIG Insurance Travel, also known as Travel Guard, is a product from American International Group, Inc. It covers travel medical expenses in the event of illness or injury, including COVID-19. It covers missed and delayed connections, baggage delays, as well as emergency evacuation. It is essential to understand what coverage you have in your policy.
CoVID-19 related illness coverage
AIG policies may allow you to receive medical coverage for the COVID-19 pandemic. AIG also offers other benefits like trip cancellation or interruption coverage, as well as emergency medical coverage. These coverages can help you get through an emergency situation abroad without having to worry about booking a flight home.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They can help you obtain the documents and information you need to get the treatment that you want. Make sure you review your policy to ensure you are fully covered.
Missed connection
Missed connections may occur due to a number of reasons. A missed connection policy will reimburse you for any unused tickets, as well as other travel expenses. This coverage will not only provide financial protection but can also help you find alternate transportation options if your plane experiences mechanical problems.
Many insurers cover missed connections, although you must verify that your specific policy offers coverage for such situations. Different plans may offer different levels of coverage.
Baggage delay
Baggage delay covers provide financial assistance in cases of delay in your luggage arriving. It covers personal items like clothes, toiletries, or other necessities. It provides reimbursement up to the policy limit, which usually ranges from $500 to $1,000. You must provide receipts of purchases while you wait for your luggage in order to file a claim. You may be required to pay a deductible if you file a claim.
You may be able to claim additional baggage delay insurance from some insurance companies. For instance, your baggage delay coverage won't cover lost or delayed bags returned within a twelve-hour time limit. It's best to review your policy before purchasing anything, and to be sure that it includes baggage delay benefits.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. The company offers additional services such as a Wedding or Pet Bundle and Incontinence Bundle, which cover closed attractions or the cost to rent a vehicle.
Plans that provide emergency medical evacuation coverage cover medical transport and air evacuation. These plans are especially helpful when you travel to remote areas without medical care. Other coverage options include repatriation coverage for the family of the deceased. Accidental death and dismemberment coverage provides financial assistance for survivors, or beneficiaries. Some plans do not cover accidents involving aircraft, like a plane collision. Some plans also cover delayed or lost baggage