There are many different types of dog insurance. Based on the dog's current health status, you can choose the best coverage. Dog insurance can be especially helpful for elderly dogs who are in poor health. You can get medical coverage for a range of illnesses, such as heart disease, dental problems, and cancer.
Plans for Pets
A dog insurance policy will cover you for any veterinary visits or expensive diagnostic tests. These policies are offered by a variety companies. Many companies also offer wellness add-ons that can help your pet's well-being. The best companies offer comprehensive coverage, as well as customization options to suit your budget and pet’s medical needs.
Healthy Paws provides pet insurance coverage that covers a dog from head through paw. It covers accidents, injuries, illnesses, and genetic conditions. You can select whether to include surgery and alternatives or limit the coverage to routine examinations. Healthy Paws provides a policy that covers both cats and dogs for a single illness or accident. There is no per-incident benefit cap, and deductibles range from $100 to $500.
Healthy Paws
Healthy Paws Insurance is a reliable company for dog health insurance. Its policies will be underwritten by the Chubb Group. The group has a $25B surplus and an A+ rating in credit rating agencies. It is also accredited by the Better Business Bureau. Customers love the company's customer service and claims process. They also praise its premiums.
Healthy Paws will not pay for every medical expense. However, it will pay for emergency care and vet visits. The plan has some limitations. It requires a wait period of at least two weeks and a maximum of 15 days for certain conditions, like hip dysplasia. The plan does not have an annual limit. You must enroll for at most 15 days. However, this is a smaller disadvantage than many other dog health insurance plans. These require you to be enrolled for at least 15 days before your pet can get coverage.
ASPCA
The ASPCA's dog insurance can be a great option to protect your dog from any unexpected expenses. There are many plans available. Their full-coverage plan covers a large variety of health issues. There are also add ons that provide preventative care and accident-only coverage.
ASPCA dog insurance pays up to 90% of all vet bills. The plans are flexible so that you can select the coverage you require based upon your budget. You can also pick a percent for reimbursement or a deductible. You have the option to choose any veterinarian that you wish. Online or postal claims are accepted.
XL Specialty Insurance Company
XL Specialty Insurance Company offers a range of options for dog insurance. Their Whole Pet policy provides comprehensive coverage, as well as a $3,000 emergency protection fund. These plans are affordable for up to six pets. There are two options available: either accident coverage only, or coverage for both accidents and illnesses.
Comprehensive plans include all medical costs, including those resulting from illness or accidents. Your policy can include wellness coverage. Comprehensive policies provide coverage for everything from wellness exams to treatment and vaccinations, to behavioral therapy. XL Specialty Insurance Company has many locations that offer the best dog health insurance.
Direct Line
The Direct Line dog health insurance company offers a range of options for pet owners. These options include a fixed-excess policy, a flexible policy and optional extras. These options are beneficial for owners who want lower premiums. Trustpilot gives the company a high rating, scoring 3.8 out 5 stars.
If you have multiple pets, you may be eligible for a discount. However, the discount is only good for the first 12 monthly period of your policy. Premiums usually rise every year. These plans don't provide lifetime coverage and the maximum benefit per condition is not available. Pet health insurance does not include dental care.