AIG Insurance Travel, formerly Travel Guard, is a product of American International Group, Inc. It covers medical expenses incurred while traveling due to illness or injury. It also covers delayed or missed connections, baggage delays, emergency evacuation, and delayed connections. It is essential to understand what coverage you have in your policy.
COVID-19-related illnesses covered
You may be eligible for medical coverage in the event of a COVID-19 pandemic if you have AIG insurance. AIG also offers additional benefits like emergency medical coverage and trip cancellation and interruption coverage. These are great benefits that can be used to deal with unexpected situations abroad, and you won't have to worry about flying home.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They will be able to provide all the information and documents necessary to get you the treatment you require. Also, make sure to read through your policy.
Missing connection
Missed connections can occur for a variety of reasons, from mechanical issues to inclement weather. A missed connections policy can reimburse you for unused tickets and other travel expenses. In addition to providing financial protection, this coverage can also help you find alternative means of transportation, should your plane experience mechanical difficulties.
Many insurers cover missed connections, although you must verify that your specific policy offers coverage for such situations. Coverage levels can vary between plans.
Baggage delay
Baggage delay protection provides financial support in the event that your luggage is delayed in arriving. It covers personal items, such as clothing, toiletries and other necessities. It will reimburse you up to the policy limit. This usually amounts to $500 to $1,000. You will need receipts from purchases that were made while you waited for your luggage to be processed. A deductible may be applicable to your claim.
You may be able to claim additional baggage delay insurance from some insurance companies. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. Before purchasing any item, it is a good idea to check your policy and make sure you have baggage delay benefits.
Emergency evacuation
AIG Insurance provides comprehensive coverage for all travelers' medical needs through its travel emergency evacuation plans. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. The company offers additional services such as a Wedding or Pet Bundle and Incontinence Bundle, which cover closed attractions or the cost to rent a vehicle.
Emergency medical evacuation plans provide coverage for medical transportation and air evacuation. They are very useful when traveling to remote areas that don't have access to medical treatment. Other coverage options include repatriation coverage for the family of the deceased. The coverage covers accidental death and dismemberment, which provides financial assistance to survivors or beneficiaries. Some plans only cover accidents that involve aircrafts such as a plane accident. Other plans cover lost or delayed baggage.