Healthy Paws Pet Insurance offers a simple plan that covers up to 90% for your pet's medical expenses. The plan does not have a lifetime, an annual, or per incident payout cap. There are some limitations to this plan, such as not covering preexisting conditions. These are some of the important points you need to remember when looking for pet insurance.
Exclusions
Many common medical expenses are not covered by Healthy Paws pet insurance. There are some medical conditions that may not be covered. These include behavioral modifications, therapy, elective procedures and boarding. Pre-existing conditions will not be covered. For complete details, consult your policy documents.
Pre-existing conditions are not covered, as is anal gland function, or elective procedures. However, it does cover dental care, extractions, and reconstructive surgery.
Coverage limitations
Healthy Paws provides a variety of coverages for pet insurance. However, there are some limitations. Pre-existing conditions may mean that the insurer will not cover your pet's need for a hip examination. In such cases, you may be better off buying an additional wellness plan from another provider.
Healthy Paws doesn't cover preventative or routine veterinary services. In order to avoid paying out of pocket for annual checkups or spay and/or neuter procedures, as well as dental cleanings, Healthy Paws will not cover routine veterinary care. There is a 12-month wait period before your insurer will pay benefits for hip dysplasia and other related issues.
Cost of coverage
The cost of Healthy Paws insurance for pets varies depending upon the plan. The company provides coverage for wellness, hip dysplasia, and dental disease. However, you should keep in mind that pre-existing conditions may not be covered under the plan. However, you can adjust the deductible amount and adjust your monthly premiums.
Healthy Paws pet insurance for cats is cheaper than traditional cat insurance. For young cats, monthly coverage is as low as $15 per mois. Coverage for older cats can cost up to $90 per month. While coverage is allowed for animals up to 14-years old, the reimbursement percentage can be limited. Pets over the age of 14 years may be eligible for 60% reimbursement.
Review of healthy paws pet coverage
You should ensure that your pet's insurance policy covers all costs associated with their health care. This includes diagnostic tests and exams. Healthy Paws, an insurance company with a strong reputation for providing excellent customer service, is highly recommended. The Better Business Bureau has also awarded the company accreditation. Customers were very pleased with Healthy Paws's coverage, policies, and claims process.
Healthy Paws claims processing is fast and efficient with no waiting period. Customers can obtain an instant online quote and choose the deductible or reimbursement level that they prefer. They can also purchase policies online.