Visitors insurance currently covers only a small number of services and is based upon a very limited range of insurance companies. These plans are typically more expensive than domestic and are only offered at specific times of the year. However, visitors to the U.S. may be in the country for any length of time, not just for short stays.
USA-HealthCare
The Visit USA HealthCare health plan provides coverage for Americans visiting the United States. These plans include pre-defined benefits and emergency services that can be used for up to 364 consecutive days. During this time, you can receive treatment from any doctor or hospital in the U.S. Visit USA-HealthCare provides three levels of coverage, including individual, family, and group plans.
Prices for individual insurance policies vary. Many policies are affordable depending on how much coverage they offer. However, you may need to take into account your pre-existing medical conditions. You'll need to choose an insurance plan that meets your needs and budget.
Liaison Travel Choice
Visitors can get Liaison Travel Choice insurance to cover a variety of medical conditions. This plan is suitable for individuals and families travelling outside of their country. You can also cover dependent children that are not married. It covers up to $30,000 in medical expenses. The insurance also covers emergency medical evacuation. Liaison Travel Choice provides comprehensive coverage for trips lasting from five to three64 days. The PPO network allows visitors to visit any doctor for medical care.
Visitors have the option to choose from Liaison Travel Plus Plan or Basic Plan. Liaison Travel Medical Plan is designed for short-term, international travel. It covers illnesses and injuries occurring outside the United States. It is available to anyone under the age of 75 and has a coverage period that ranges from 5 to 364 Days. The plan provides customizable emergency medical coverage with deductible amounts.
Atlas America
Atlas America's visitor Insurance plan might be the right choice for you if you are traveling to the United States. This plan covers hospitalizations and outpatient treatments. This plan may not cover all of your medical costs. It is possible to get this insurance online today and start receiving coverage.
This visitor insurance plan is part the United Healthcare PPO network. It provides access to a wide range of American medical providers. These providers are responsible for billing the insurance company directly. However, network negotiated fees are typically lower than regular rates. All you need to get a quote on your coverage is a credit card and your date of birth, name, passport number and travel dates.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance for visitors provides coverage for medical expenses for foreign nationals traveling to the USA. This plan covers medical expenses for visitors 19 and over who require medical care in America, including emergency service. It also covers a visitor's temporary stay in the U.S. During the duration of coverage, the insurance will pay 100% of eligible medical expenses up to the maximum policy limits. You can also get instant ID cards or proof of coverage with this plan.
This comprehensive insurance plan provides coverage for emergency medical expenses, even for pre-existing conditions. The plan is available for 5- to 9-day stays. It can also be renewed for another year. The maximum policy amount, $50,000, can be renewed for up to 2 years.
International Major Medical Plan
A policy with International Major Medical Plan insurance is recommended for anyone visiting the United States temporarily. This coverage provides up to $1 million for out-of–pocket medical expenses. It also offers evacuation, repatriation, trip cancellation and lost luggage benefits. Some plans include coverage for war or terrorism. Some plans offer coverage for both professional and recreational sports. International Major Medical Plan policies also provide coverage for care related to cancer and cardiac health.
Visitors can also consider purchasing an Elite Plan, which covers pre-existing conditions. This type of insurance covers doctor visits, blood tests, urgent care, and specialty care. This type of insurance also covers medications prescribed by doctors.