There are many types of dog health insurance. You can pick the right coverage for your dog, based on their current health. Dog health insurance is particularly helpful for older dogs with poor health. It covers medical expenses for a variety of conditions, including heart disease, cancer, and dental problems.
Plans for Pets
You don't have to worry about paying for veterinary visits and expensive diagnostic tests if you have a dog health insurance plan. These policies can be purchased through a variety of companies. A lot of companies also offer wellness packages to enhance your pet’s health. The best companies provide comprehensive coverage with customizable options to meet your budget and pets' medical needs.
Healthy Paws offers pet insurance that covers dogs from head-to-paw. It covers all types of injuries, illnesses, as well as genetic conditions. You can decide whether you want to cover surgery and other treatments, or to keep the policy limited to routine exams. Healthy Paws offers both a lifetime and a single accident and illness policy to dogs and cats. The policy has no per-incident benefits cap and deductibles that range between $100 to $500.
Healthy Paws
Healthy Paws is a reputable company for dog health insurance. Its policies are underwritten and backed by the Chubb Group. With a surplus of $25 billion and an A+ rating at credit rating agencies, it is a reputable company for dog health insurance. It is also accredited through the Better Business Bureau. Its customers are very pleased with the company's customer support, claims process, premiums, and customer service.
Although Healthy Paws doesn't cover all medical expenses, it does cover vet visits and emergency care. However, it does have some limitations, including a waiting period of two weeks or 15 days for conditions like hip dysplasia. This plan has no annual limit, and you must enroll for at minimum 15 days. However, this is less of a disadvantage than some other dog health insurance plans, which require that you enroll for a full year before your pet can receive coverage.
ASPCA
The ASPCA dog insurance is a great way for your dog to be protected against any unexpected costs. There are many plans available. It covers a wide range of health issues. There are also add ons that provide preventative care and accident-only coverage.
ASPCA dog health insurance reimburses up to 90% of covered vet bills. The plans are customizable so you can choose the coverage you need based on your budget. You also have the option of a co-insurance percent and a yearly deductible. You can also choose which veterinarian you would like to use. You can submit a claim online or through the mail.
XL Specialty Insurance Company
XL Specialty Insurance Company offers a range of options for dog insurance. The Whole Pet plan includes $3,000 in emergency protection and comprehensive coverage. These plans are affordable, and can cover up 6 pets. You can choose from accident only coverage, or coverage for both illnesses and accidents.
Comprehensive plans provide coverage for all costs related to illness and accidents. You can also add wellness coverage. Comprehensive policies cover everything from wellness exams to dental care and vaccinations to behavioral therapy. XL Specialty Insurance Company offers best-in-class dog insurance. They have many locations.
Direct Line
The Direct Line dog health insurance company offers a range of options for pet owners. These options include flexible policies with optional extras, a fixed excess policy, and flexible policies. These features can help owners look for lower premiums. Trustpilot rates this company as highly as possible, at 3.8 out of five stars.
A discount is available for multiple pets. However, this discount will not be available after the first 12 months. Premiums are usually higher every year. These plans do not provide lifetime coverage. Additionally, the maximum benefit per person is limited. Pet insurance does NOT cover dental care.