Travelers Professional Liability Insurance can protect your company from claims that may arise from unexpected circumstances. It covers accidents that happen on your property as well as injuries or damages to other people's property.
Travelers offers various types of general insurance coverage for small businesses. This includes sole proprietorships, partnerships, and corporations. You can purchase a umbrella policy to cover damages that exceed the limits of your liability policy.
A coverage gap option is available to help you fill any gaps that may exist in your insurance policy. This option is very useful if you own assets you wish to protect against claims of negligence, wrongful removals or theft.
Working in a foreign land increases your exposure to lawsuits that could be damaging. Travelers provides global business insurance so that you and your employees can cover the risks of claims or wrongful acts in foreign countries.
The policy can cover any valuable equipment, products or other items that your company owns if they're damaged in transit. This policy can cover other assets such as fine art or trade show exhibits.
Profession liability is an insurance policy that helps protect professionals, such as accountants and attorneys, from damages resulting from negligent or inadequate work. It is useful when a customer sues you for damages that were caused by an error.
If you have a business, it is vital to ensure that your insurance coverage meets your needs.
In addition to standard business owner policies, Travelers also sells specialty insurance for specific industries, such as healthcare and technology. For example, it sells MedFirst(r) coverage for medical technology companies that can protect your organization against a range of specialized risks, including property damage or bodily harm resulting from products or clinical trials; economic loss due to errors, omissions or negligence; and unauthorized access or use of protected health information.
Agents who specialize in travelers' insurance can discuss coverage options and offer quotes. The agent will be able give you information on cyber insurance and other additional policies.
Travelers is sold through a network of independent agents, which means that you'll have to work with them to get quotes, buy or change your policies. These agents will also be able to give you more information about the other insurance options available for your business.
You can also try an online service that generates quotes for multiple business insurers, such as Simply Business. The service is located in the United Kingdom but does not provide policies for Americans.
Travelers agents can be difficult to work with because you need to speak to them directly in order to receive quotes or make any changes to your policy. This can be an inconvenience if preferring to file claims online or manage policies yourself.