
By purchasing your auto and house insurance from the same company, you can save money. These savings are as high as 15 percent on average. However, they can vary from state to state and policy to policy. You should shop around to find the right insurance package for your needs.
Why bundle?
For a variety of reasons, people often purchase their home and auto insurance from the exact same insurance company. Others want to save money, while others want to simplify the management of their policies. It is a good option for customers who are likely to make multiple claims and want to work with a single insurer.
It's a great way to save, but not the only one. Comparing quotes from different companies can help you find cheaper rates.

It is best to compare the price of various policies from different companies in order to determine if there are any savings to be made. You can do this by comparing rates, as well as customer satisfaction and financial stability ratings.
What are the benefits of bundling?
Bundling discounts can save you money. But you must be sure that the time and effort required is worth it. You should also check whether the insurer that you select uses a tier-one insurer for your auto and home policies. It could be that your insurance coverage is less secure, or you are paying more.
Why should I use a single insurance company for both my auto and home policies?
Combining your home and auto insurance with the same provider makes it easier to manage your policy, which is a major benefit. This can involve aligning your renewal dates and effective times, combining bills, and much more.
Insurance management simplified
You can take advantage of perks like a single-loss deductible for your homeowners and car insurance. You can check your rates and pay online, or use an app.

Insurance security
If you are in a good relationship and you make few or no insurance claims, bundling both your auto and home policies can protect you against losing your coverage if you get into an accident. This can also help you keep your insurance premiums low, since the insurer is less likely to cancel your auto or home policies in the case of a major claim.
The bundle rate should match your base premium with your current carrier. If you're bundled rates are lower than your current carrier, the discount will not be as great.
The Policygenius ratings can be used to compare prices and bundles offered by different insurers. These ratings consider each insurer's financial stability and strength, customer satisfaction scores and bundling discount options, as well as coverage options.