AIG Insurance Travel, also known as Travel Guard, is a product from American International Group, Inc. It covers expenses related to travel, such as COVID-19 and illness. It covers missed and delayed connections, baggage delays, as well as emergency evacuation. It is crucial to fully understand your policy's coverage to ensure that you are protected.
COVID-19-related illnesses covered
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG also offers additional benefits like emergency medical coverage and trip cancellation and interruption coverage. These benefits can be used to help you in an emergency situation overseas and save you the hassle of trying to get a ticket home.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They can help you obtain the documents and information you need to get the treatment that you want. It is important to review your policy in order to be sure you are covered.
Missed connection
Missed connections may occur due to a number of reasons. You can get reimbursements for unused tickets or other travel expenses by purchasing a missed connection policy. These policies can provide financial protection as well as help you find another way to get around in case your plane has mechanical problems.
Most insurers cover missed connection, although it is important to check that your particular policy covers these types of situations. Plans can differ in the level of coverage they offer.
Baggage delay
Baggage delay coverage provides financial assistance in case of delayed luggage arrival. It covers personal items, such as clothing, toiletries and other necessities. It provides reimbursement up to the policy limit, which usually ranges from $500 to $1,000. For a claim to be filed, receipts must be provided for any purchases made while your luggage was being inspected. A deductible could also apply to your claim.
Some insurance companies offer additional baggage delay cover, but you should be aware that there are limits on how much you can claim. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. It is best to read your policy before buying anything. Also, make sure that you include baggage delay benefits.
Emergency evacuation
AIG Insurance offers comprehensive coverage for travel emergencies. The most sought-after plan includes up to $500k emergency medical evacuation coverage and 50% reimbursement for trip interruptions. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
Plans that provide emergency medical evacuation coverage cover medical transport and air evacuation. These plans are especially helpful when you travel to remote areas without medical care. There are also repatriation options for the family members of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Other plans include baggage that is lost or delayed.