Healthy Paws Pet Insurance covers as little as 90% of your pet’s medical costs. This plan doesn't have any lifetime, annual, per-incident payout caps. There are some limitations to this plan, such as not covering preexisting conditions. Here are some important things to consider when you choose this pet insurance policy.
Exclusions
Healthy Paws pet insurance coverage does not cover common medical expenses. Some medical conditions may not qualify for coverage, such as behavioral modification, therapy, boarding and certain skin rashes. Pre-existing conditions will not be covered. For complete details, consult your policy documents.
Pre-existing conditions are not covered, as is anal gland function, or elective procedures. However, it covers dental care, extractions and reconstructive procedures.
Limitations on coverage
Healthy Paws provides a variety of coverages for pet insurance. However, there are some limitations. If your pet has a preexisting condition, for example, the insurer might not cover a hip exam. In these cases, it may be a better idea to buy an additional wellness program from another provider.
In addition to the aforementioned limitations, Healthy Paws also excludes routine veterinary care costs and preventative care. Therefore, you will be responsible for out-of pocket expenses for regular dental care, annual checkups, spay and neuter procedures, and other routine veterinary care costs. You will also need to wait 12 months before the insurer will pay you benefits for hip dislocation or other related conditions.
Coverage cost
The cost of Healthy Paws insurance for pets varies depending upon the plan. The company offers coverage for dental disease and hip dysplasia. However, you should keep in mind that pre-existing conditions may not be covered under the plan. However, you can adjust your monthly premiums and the deductible.
Healthy Paws pet policy is more affordable than traditional cat insurance. Monthly coverage for a young cat can be as low as $15 per month. The cost of coverage for older cats could reach $90 per month. While the company offers coverage for pets as young as 14 years, reimbursement percentages are limited. An older pet may only receive 60% of the costs of the procedure.
Review of healthy paws insurance for pets
If you choose a pet insurance plan, ensure it covers all medical costs, including any diagnostic tests. Healthy Paws is a highly-rated insurance provider that has a good reputation and provides excellent customer service. The Better Business Bureau has also granted accreditation to the company. In a recent review of Healthy Paws, customers praised the company's coverage, premiums, and claims process.
Healthy Paws' claims process is quick and easy, with no waiting periods. Customers can receive an instant quote online and select the amount of their deductible and reimbursement. Customers can then purchase a policy online.