Hartville is a leading pet insurance company in the United States. They offer a variety of coverage options to help keep your cat or dog healthy and happy. Online reviews show that this company is known for its excellent customer service.
Hartville offers policies that cover a range of expenses for the health and medical care of your pet, such as emergency care, surgery and diagnostic procedures. They also include veterinary medication and veterinary medicines. The policy covers hereditary diseases and behavioral issues.
The insurance is available in Canada, all 50 states, and three territories. You can use your policy for treatment at any veterinary clinic in the country, as long as it's licensed and in-network.
Hartville offers preventative health care plans as well as dental insurance. Preventing illness and disease can help you save money on vet bills.
Hartville offers a simple mobile app that makes choosing the right plan for your pet easy. You can even set up direct deposit and receive reimbursements in a more timely manner.
The company's main focus is on customer service and customer satisfaction, as shown by the BBB rating it holds and the stellar Trustpilot ratings based on 197 reviews. The staff are friendly, knowledgeable and responsive.
Hartville Insurance Company is a division of Crum & Forster Pet Insurance Group. This group is also home to ASPCA Pet Health Insurance Premier Pet Insurance & Petshealth Care Plan.
The company offers competitive prices, with a plan that covers accidents only starting at about $4 per monthly and a policy covering pet health up to approximately $45 per month. Hartville, in addition to offering a short waiting period, offers many benefits that their competitors do not, including behavioral counseling and microchipping.
This pet insurance provider is not affordable for many. The most affordable policy only covers accidents and illness.
In addition to the monthly fee, deductibles and copayments are required for any claims filed. You can also choose to add preventive care packages to your plan for an additional fee.
Hartville will ask you for a certificate stating that your pet is in good health. You'll also need to submit the vaccination records of your pet and their health record from a previous veterinarian. Once you have submitted the necessary information, your pet's claim will be reviewed and approved by Hartville's staff.
Once your claim is processed, you will receive a check in the mail. Through its mobile app and member's portal, the company makes it simple to monitor your claim status.
You should always read the fine print before signing any contract. This will prevent any unpleasant surprises from occurring once you begin receiving reimbursements.
Also, you should read the list exclusions of any pet insurance provider before signing on. These exclusions can include cosmetic procedures, genetic conditions, and breeding expenses.