Healthy Paws offers pet insurance to cover accidents and illnesses for dogs and cats. This is an affordable option for younger pet owners. It covers cancer treatment, emergency care, congenital and hereditary conditions, dental treatments and alternative therapies like chiropractic and acupuncture.
Healthy paws would be an excellent option for a puppy or kitten because it does not have a cap on payouts per condition, or in the form of annual or life-time caps. It also allows for paperless requests. Their mobile app makes it easy to submit vet bills and check the status of your claim. You can also submit a vet bill photo using their website or app to receive a quick payout.
How to receive a Healthy Paws Quote
In order to begin the process of obtaining a pet insurance policy from healthy paws, you will need your pet's age, breed and location. Next, you will get a quote that gives you an idea about the price and benefits of your policy. You can then complete the enrollment and start the waiting period for your policy once you have decided which plan is right for your pet.
The waiting period and exclusions
All Healthy Paws plans have a waiting time of 15 days before you can make a claim. Healthy Paws will not pay for any veterinary fees during the first 15-day period following the effective date of your policy. Hip dysplasia is also excluded for newly enrolled dogs.
If you choose Healthy Paws as your provider, your pet must be a registered breed of dog or cat. If your pet is hybrid or mixed breed, you may need to meet additional requirements.
For your pet's medical needs, you can select a greater reimbursement level. This will lower your deductible. It'll also save you money.
You can also use the company to help you manage your account and choose the best policy for your pet. The online Customer Center lets you track the progress of a policy, cancel it, or make changes.
They also have a 24/7 pet health line. This is a good resource for questions about your pet's condition or treatment, and they can also connect you with local veterinarians.
What to expect when it comes to Healthy Paws claims and reimbursement processes
The company will send an email to you with instructions on how to submit the vet bill. This will include instructions on taking a photograph of your pet’s bill and submitting online.
Within 3-5 business days, you will receive a cheque in the mail. This is very fast for a pet insurance company and far faster than most other companies in the industry.
How to cancel your Healthy Paws Pet Insurance Policy
Healthy Paws policies can be cancelled by email or regular postal mail. If you cancel your Healthy Paws policy within 30days of enrolling, you'll get a full refund. If you don't cancel in this timeframe, you might be charged with a cancellation charge.