Healthy Paws Pet Insurance covers as little as 90% of your pet’s medical costs. The policy does not have lifetime, annual or per-incident payout caps. There are however some limitations to the plan. These include the non-coverage for preexisting diseases. These are some things to keep in mind as you consider this plan for pet insurance.
Exclusions
Healthy Paws pet insurance coverage does not cover common medical expenses. Some medical conditions may not qualify for coverage, such as behavioral modification, therapy, boarding and certain skin rashes. Pre-existing conditions will not be covered. For complete details, consult your policy documents.
Healthy Paws insurance doesn't cover elective procedures, pre-existing conditions or anal gland expression. It does, however, cover dental care and extractions as well as reconstructive surgery.
Limitations on coverage
While Healthy Paws offers a range of coverage for pet insurance, the policy also comes with limitations. If your pet has a preexisting condition, for example, the insurer might not cover a hip exam. In such cases, an alternative plan of wellness might be more cost-effective.
Healthy Paws is not able to pay routine vet care costs or preventative care. As a result, you'll be responsible for paying out-of-pocket for dental cleanings, annual checkups, and spay and neuter procedures. There is a 12-month wait period before your insurer will pay benefits for hip dysplasia and other related issues.
Cost of coverage
The cost of Healthy Paws pet coverage differs depending on the plan chosen. The company provides coverage for wellness, hip dysplasia, and dental disease. But, pre-existing condition may not be covered. However, you have the option to adjust your deductible or adjust your monthly payments.
Healthy Paws pet insurance is less expensive than traditional insurance plans for cats. Monthly coverage for a young cat can be as low as $15 per month. Insurance for older cats can be as high as $90 per calendar month. While coverage is allowed for animals up to 14-years old, the reimbursement percentage can be limited. Older pets may not receive the full cost of the procedure.
Review of healthy paws insurance for pets
If you choose a pet insurance plan, ensure it covers all medical costs, including any diagnostic tests. Healthy Paws is a highly-rated insurance provider that has a good reputation and provides excellent customer service. The company is also accredited by the Better Business Bureau. Customers praised Healthy Paws' coverage, premiums and claims process in a recent review.
Healthy Paws claims are quick and simple with no waiting periods. Customers can receive an instant quote online and select the amount of their deductible and reimbursement. You can then buy a policy directly from the website.