Figo Pet Insurance offers comprehensive insurance coverage. It also allows you to choose between one of three annual benefits options: Preferred, Essential or Ultimate. Optional wellness programs are available to cover routine blood work and vaccinations. For a nominal monthly fee, Figo offers a "Pet Cloud" mobile app that allows you to manage your pet's health. The app offers a number of features including an overview of your pet's medical history, emergency care advice, reminders, and reminders for upcoming appointments.
Fill out the online application to get Figo's pet insurance. During this process, you'll need to provide your pet's name, breed, and ZIP code. You can also choose to pay an upfront deductible, which will affect your premium. The vet's forms can help waive the deductible. Figo also offers a 30-day money-back guarantee. This means you can file a claim up to the end of the policy year and receive reimbursement.
Although there are no limit to the number of claims that you can file, Figo requires you to visit a licensed veterinarian as well as upload any medical records. The insurer will then process the claim. Most claims are settled in three to five business days.
Figo has been made available in all 50 States. Depending on which plan they choose, customers can choose between a $100 or $1,500 deductible. For each year your pet's insurance has been in force, the deductible is decreased by $50. Additionally, Figo offers a 5% discount for multiple pets. You will not be covered if your pet turns eighteen weeks old by the time you purchase a policy.
Figo also offers a GPS pet collar, which allows you to track your pet. It's ideal for pets that roam. Figo will reimburse you for boarding costs and damages to third parties if your pet gets stolen.
Figo policies will cover any major illness and injury. They also include veterinarian exams and non-routine dentistry care. Some plans come with an additional care package, which covers third-party property damage upto $10,000
Figo also covers hereditary diseases. The insurer's website describes hereditary conditions as conditions passed on through a dog or cat's genes, but you'll need to contact customer experience to confirm if your pet qualifies. Figo has no upper age limit. However most insurance companies have limitations for new policies.
Figo provides 24/7 live vet chat. The company provides an electronic filing/tracking system so that it is easy to submit claims. A list of recommended pet friendly locations can be accessed through the app.
The Figo Pet Cloud is extremely popular. You can communicate with a live vet and choose from a variety of reimbursement rates. The app can also provide urgent care advice. The app can be used to submit a claim and the company will pay it electronically.